About Us

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Mortgage InGenuity Inc. is proud to serve Waterloo Region as a trusted local mortgage brokerage built on relationships, transparency, and long-term financial guidance. Led by CEO and Principal Mortgage Broker Richard Ventura, our firm brings decades of industry experience and a deep understanding of the local housing market to every client conversation.

We live and work in the same communities as our clients. That local connection shapes how we do business — personalized advice, responsive service, and mortgage strategies designed around real life in Waterloo Region. Whether you’re buying your first home, renewing a mortgage, refinancing, investing, or planning for retirement, we take the time to understand your goals and match you with solutions that provide stability and flexibility.

Our access to a broad network of lenders allows us to deliver competitive rates and fully featured mortgage products that go beyond what a single bank can offer. More importantly, we act as long-term advisors, helping clients adapt as their financial needs evolve. Many of our relationships span years, not transactions.

Mortgage InGenuity is committed to strengthening the financial confidence of the community we call home. We simplify complex decisions, advocate for our clients, and provide honest guidance so Waterloo Region families can move forward with clarity and security.

At Mortgage InGenuity, local expertise meets personalized mortgage planning.